2026 Payments Full Time Analyst Program (Intern Conversion)

Location: Jersey City, NJ, United States Department: Analysts

2026 Payments Full-Time Analyst Program – Job Description

Embark on a full-time Analyst Program focused on Commercial & Investment Bank Payments, commencing in 2026.

Are you intrigued by the innovation in global payments and curious about how multinational businesses manage currencies? J.P. Morgan, one of the world's largest banks, is leading the way in emerging financial technology, improving cash management and payment solutions. We're offering you the chance to gain hands-on experience in this exciting landscape through our Payments analyst program. With the support and resources of J.P. Morgan, including training and mentorship from senior leaders, you'll be engaged in challenging projects that utilize your skills. We're seeking innovative thinkers to help shape our future client solutions.

As a 2026 Commercial & Investment Bank Payments Full-Time Analyst in the Payments analyst program at J.P. Morgan, you will have the opportunity to gain hands-on experience across an exciting, innovative landscape. You will learn what it takes to 'make money move' and will be supported by training and mentorship from senior leaders. You will engage on challenging projects that use all your skills and will be part of creating innovative ideas to transform the Payments landscape.

What to expect

This two-year program kicks off with four weeks of intensive training led by our expert professionals. Payments analysts will have three rotations across the business. You’ll gain an understanding of our businesses, how they work together and how we serve clients as well as the technical skills needed to make a difference right from the beginning.

This position is based in Jersey City, NJ.

Job Responsibilities

Learning how we work with 100,000+ clients in 150+ countries to support cash management needs and technology-based payment solutions

Identifying opportunities to leverage emerging technologies to meet client needs

Gaining exposure to product, strategy, or client coverage-based teams

Being part of creating innovative ideas to transform the Wholesale Payments landscape

Working under the guidance of mentors and a supportive team

Networking with industry leaders, accessing best-in-class training and learning how all our businesses work together to provide excellent customer service

About you

If you've got initiative and the vision to come up with strategies and plans, then this is the role for you.

Required qualifications, capabilities and skills

Fluency in English

Attend college/university in the U.S.

All majors eligible to apply

Expected graduation date of December 2025 – June 2026 from Bachelors or Masters program

If you are pursuing a Master’s Degree, it must be completed within 2 years of your Bachelor’s Degree

Minimum cumulative GPA of 3.2 on a 4.0 scale

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Preferred qualifications, capabilities and skills

Exceptional analytical, research and project management skills

Familiarity with business fundamentals

Ability to quickly solve problems on your own and with a team

Enthusiasm, energy and a drive to succeed

A collaborative mindset and willingness to partner and work on a team

Join Us

At JPMorgan Chase, we’re creating positive change for the diverse communities we serve. We do this by championing your innovative ideas through a supportive culture that helps you every step of the way as you build your career. If you’re passionate, curious and ready to make an impact, we’re looking for you.

What’s next?

Help us learn about you by submitting a complete and thoughtful application, which includes your resume. Your application and resume is a way for us to initially get to know you, so it’s important to complete all relevant application questions so we have as much information about you as possible.

After you confirm your application, we will review it to determine whether you meet certain required qualifications.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds and professional experiences. We strive to hire qualified, diverse candidates, and we will provide reasonable accommodations for known disabilities.

Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.

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