2027 Summer Internship Program - Commercial Banking

Location: New York, New York

Role Type: Internship/Co-op

Work Term: Summer/Term 3

Work Location: New York, New York, United States of America

Hours: 40

Pay Details: $30.00 - $30.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

This role supports their Line of Business in the development and execution of work projects to support the Business' goals & objectives.

Commercial Banking

TD Commercial Banking helps commercial customers manage their funds, finance their growth, and invest for the future by taking the time to understand their goals and customize products and services to suit their needs. This includes everything from governments, institutions and businesses, ranging from small "mom and pop" stores to multi-billion-dollar corporations.

The ABL Credit Analyst Intern role within Commercial Credit Management at TD Bank, is a key part of the Asset Based Lending (ABL) Team, which is responsible for the structuring, underwriting, and portfolio management of asset-based revolving lines of credit. These ABL revolvers are provided to a broadly diversified client base of commercial borrowers, typically with revenues exceeding $100 million, across sectors like retail, distribution, manufacturing, and wholesale, primarily to support working capital and other general corporate needs. The ABL Credit Management function operates in alignment with the line of business, collaborating closely with Relationship Management and Credit Risk Management, and is tasked with recommending loan opportunities that are consistent with TD Bank's established Risk Appetite Principles.

Commercial Banking is offering in-person internship opportunities in New York, NY. Interns will be required to be in-office 4 days a week.

Depth & Scope: TD Bank U.S. Summer Internship Experience TD Bank U.S. offers an Internship Program with an unparalleled experience – where you’ll gain valuable insight into our vision to Build The Better Bank, while also strengthening the core skills and knowledge you’ll need to launch a successful career.

Our 10-week, non-rotational program consists of:

A fun-filled, high-energy introduction to TD Bank U.S.

A variety of professional experiences and development training

Extensive networking opportunities and interactions with senior leaders

A dedicated support network, including a formal peer-mentoring program

An active role in community service projects

Opportunity to join our rotational analyst program upon graduation and participate in our 6 Week Innovation Challenge, VR experience and variety of learning & development opportunities.

Education & Experience:

Pursuing post secondary  degree in business-related disciplines

Knowledge of Microsoft tools (Outlook, Teams, Word, PowerPoint, Excel)

Excellent interpersonal skills, problem solving and analytical skills

Ability to take initiative and accountability of your actions

Demonstrated leadership qualities

Strong written and oral communications skills

Detail oriented with an ability to handle multiple tasks

Ability to work independently and collaboratively

You must be work authorized in the United States on a permanent basis without the need for employer sponsorship

Anticipated graduation between December 2027 - June 2028

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

Domestic Travel – Occasional

International Travel – Never

Performing sedentary work – Continuous

Performing multiple tasks – Continuous

Operating standard office equipment - Continuous

Responding quickly to sounds – Occasional

Sitting – Continuous

Standing – Frequent

Walking – Frequent

Moving safely in confined spaces – Occasional

Lifting/Carrying (under 25 lbs.) – Occasional

Lifting/Carrying (over 25 lbs.) – Never

Squatting – Occasional

Bending – Occasional

Kneeling – Never

Crawling – Never

Climbing – Never

Reaching overhead – Occasional

Reaching forward – Occasional

Pushing – Occasional

Pulling – Occasional

Twisting – Occasional

Concentrating for long periods of time – Continuous

Applying common sense to deal with problems involving standardized situations – Continuous

Reading, writing and comprehending instructions – Continuous

Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we