Commercial Lending Intern

Location: HQ - San Diego, CA

Axos Bank

Target Range

$20.00 - $23.00

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

About This Job

Join Axos Bank’s immersive 12-week Summer Internship Program to gain hands-on experience, contribute to enterprise initiatives, and develop professional skills in a fast-paced, technology-driven financial environment. Along with your day-to-day job duties, you will take part in a capstone project, sessions with our business leaders, financial literacy training courses, Corporate Finance Institute trainings, and a volunteer day. Interns choose between one of two sessions.

Session 1: May 25 - August 13 Session 2: June 14 - September 3

The Commercial Lending Intern will support the lending operations of Axos Bank’s commercial banking division. Interns will gain exposure to the lifecycle of commercial loans, including underwriting, portfolio management, and originations. This role is ideal for individuals interested in commercial finance, client engagement, and strategic lending practices.

The Commercial Lending Operations team is undergoing significant process transformation initiatives, including LoanIQ implementation, workflow automation, reporting enhancements, and operational process documentation. An intern would provide valuable support by assisting with process mapping, data analysis, procedure updates, testing activities, and the development of training and job aid materials. The internship also provides a meaningful development opportunity for individuals interested in banking operations, process improvement, and financial services technology.

Responsibilities

Assist in collecting and reviewing borrower documentation, preparing credit memos, and performing preliminary financial analysis.

Help monitor existing loan accounts, update client records, and track performance metrics.

Support the onboarding of new clients, input application data, and coordinate with internal teams to ensure smooth processing.

Participate in team meetings and contribute to discussions on lending strategy and client relationship management.

Prepare summaries, reports, and presentations to support lending decisions and internal reviews.

Ensure compliance with internal procedures and regulatory requirements.

Axos Intern Benefits May Include

Sick Leave

401(k) Retirement Saving Plan with Employer Match Program

Free Access to Self-Directed Trading

Networking with Executives

Corporate Finance Institute Courses

Access to Onsite Gym and Walking Distance from UTC for San Diego Interns

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)