Early Careers: ADML Insurance & Financial Consulting Internship - Northeast - Summer 2027

Location: Boston, MA, United States Department: Health and Benefits

Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity. We will only consider candidates who are currently authorized to work in the United States and who will not require sponsorship now or in the future. Please note: student visas, CPT, OPT, H-1B, TN, and other temporary work authorizations are considered restricted forms of employment eligibility. Once these expire, the candidate must be able to present another valid form of work authorization.

Contract Dates: June 2027 through August 2027

The Business

Create your future. Within Health, Wealth & Career, WTW's Absence, Disability Management & Life (ADML) practice helps employers design, implement and optimize programs that support employees during some of life's most critical moments, including illness, injury, family leave, disability, financial protection and return-to-work transitions.

Our consultants partner with many of the world's leading employers to improve employee experiences while managing costs, reducing operational complexity, strengthening compliance, and enhancing workforce productivity. We advise clients on disability and leave programs, life and voluntary benefits, vendor selection and management, claims administration, workforce analytics, technology solutions, regulatory requirements, and emerging market trends.

Explore an Opportunity. As an ADML Intern, you will work alongside some of the industry's leading consultants and gain exposure to real client projects supporting Fortune 500, large market and mid-market employers.

This internship is designed for students pursuing careers in insurance, finance, risk management, or consulting. You will apply financial and quantitative thinking to employer-sponsored disability, leave, life insurance, and voluntary benefit programs, while learning how organizations transfer risk, finance benefits, select insurance carriers, and manage program performance.

You will work with consultants on insurance carrier strategy, financial analysis, vendor evaluation, disability and leave economics, workforce risk, and client decision support. The experience combines technical insurance knowledge with practical consulting, analytics, and communication skills.

Love Your Work. As an ADML Intern, you will

Support consulting teams on insurance and financial strategy engagements involving absence, disability, life insurance, and voluntary benefit programs

Research insurance market trends, carrier capabilities, underwriting considerations, regulatory developments, and emerging risk solutions

Analyze premiums, claims, utilization, incidence, duration, and workforce data to evaluate program economics, identify cost drivers, and support financial recommendations

Evaluate insurance carriers, third-party administrators, and leave management vendors across financial terms, service capabilities, contractual protections, and performance measures

Assist in developing financial models, market comparisons, client presentations, benchmarking reports, and strategic recommendations

Participate in carrier and vendor procurement projects, including RFP development, proposal analysis, finalist preparation, and recommendation development

Support meetings with consultants, clients, carriers and vendor partners

Gain exposure to risk financing, insurance contract structures, disability and leave economics, employee income protection, and workforce productivity risk

Collaborate with cross-functional teams across Health & Benefits, Wellbeing, Pharmacy, Analytics and Compliance

Role Requirements

Progress toward a Bachelor's or Master's degree with a minimum GPA of 3.5, preferably in Risk Management & Insurance, Finance, Economics, Accounting, Actuarial Science, Data Analytics, or another quantitative business discipline

Prior internship, leadership experience, research experience or work experience demonstrating strong analytical and client-service skills

Strong interest in insurance markets, financial analysis, consulting, carrier strategy, and workforce risk management

Excellent analytical and problem-solving abilities, including comfort working with financial, claims, and operational data

Ability to work independently while collaborating effectively in a team environment

Strong oral and written communication skills

Proficiency in Excel, PowerPoint and Microsoft Office applications

Resourceful, intellectually curious and eager to learn

Strong attention to detail and commitment to quality

Ability to thrive in a fast-paced, client-focused environment

Must be local to and able to commute to the office location selected

Authorized to work in the United States without current or future sponsorship requirements

Accepting applications from candidates that graduate with a Bachelor’s or Master’s degree between December 2027 through June 2028

What You'll Gain

Exposure to insurance carrier strategy, financial analysis, workforce risk, and disability and leave consulting

Experience working with Fortune 500 employers and nationally recognized benefit programs

Hands-on consulting and client project experience

Professional development, mentorship and networking opportunities

Industry knowledge related to insurance markets, benefit financing, risk transfer, disability and leave economics, and workforce risk management

Insight into consulting, brokerage, and corporate benefit leadership career paths

Future Career Opportunities: Our internship program serves as a key talent pipeline for future full-time Graduate opportunities.  As a result, candidates must meet the graduation date requirements specified in the posting.  If a candidate's expected graduation date changes after applying, they are expected to promptly inform their recruiter or manager, as this may impact eligibility for current or future opportunities.

Recruiting tips: WTW specializes in preparing for the unk