Intern - Community Banking and Commercial Lending

Location: Rockford, IL

At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

Intern – Community Banking and Commercial Lending

Rockford, IL

Rate of Pay: $18 an hour

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

Position Summary

The Community Banking and Commercial Intern will provide assistance to the Commercial & CED Department with various recurring tasks as well as special projects.

Primary Accountabilities

Support market and prospect development by researching prospective businesses, organizations, and centers of influence and helping build and prioritize a market prospect pipeline.

Assist the Commercial team with prospect research, relationship preparation, market and industry insights, pipeline reporting, and analysis to support opportunity identification and follow-up.

Support CRA-eligible community development activities, including research, reporting, documentation, and community volunteering.

Assist with Foundation and sponsorship activities, including research, impact tracking, event support, community partnership opportunities, and use of the Kadince platform.

Help identify cross-line referral opportunities that may connect prospects and existing relationships with Retail, Treasury Management, Wealth, Mortgage, SBA, and other bank solutions.

Participate in team and client meetings, community events, and job-shadowing opportunities across Community Banking, CRA/CED, Commercial Banking, and other business lines.

Develop and present a capstone project highlighting market opportunities, prospecting insights, community impact, and recommendations for strengthening business development efforts in the Northern Region.

Perform other duties as assigned.

Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).

Position Qualifications

Education/Experience

The internship will run for Summer of 2027 beginning mid-May and ending early August.

Able to work a 40-hour work week, Monday-Friday, between 8 a.m. and 5 p.m.

Must reside local to Rockford, IL and report to the Rockford office.

Enrolled in a degree program with courses of study including business, finance, accounting, economics, marketing, or a related field at a college or university with at least 2 years completed.

Strong communication, organization, research, and analytical skills.

Professional, self-motivated, curious, and proficient in Microsoft Office.

Previous experience with banking, financial analysis, business development, customer service, community involvement, or data analysis is preferred.

Works well in team environment.

Excellent written and oral communication skills.

Demonstrates ability to learn and use new software and programs.

Competencies

Business insight

Cultivates innovation

Drives results

Makes sound decisions

Being a brand champion

Collaborates

Communicates effectively

Customer focus

Being Authentic

Emotional Intelligence

Self-development

Being flexible and adaptable

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [email protected].

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [email protected].

Midland States Bank may use automated tools and artificial intelligence (“AI”) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic.

THIS JOB DESCRIP