LH Actuarial Analyst Intern/Co-op (Winter 2027)

Location: Toronto, Ontario

Role Type: Internship/Co-op

Work Term: Winter/Term 2

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Pay Details: $45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT OVERVIEW

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

Leadership talks with key Leaders from across the organization

Connect and Learns on topics such as Innovation

Diversity and Inclusion and Personal Branding and so much more

About TD Insurance

Our Business: TD Insurance helps to protect Canadians against the accidents of life with a wide range of products, including life, health, travel, home and auto insurance, as well as credit protection.

Our Lines of Business: We offer General Insurance and Life & Health in Canada

This position is part of Pricing Actuarial team reporting to the Actuarial Specialist, Pricing. The team is responsible for evaluating the profitability of existing insurance products and assessing the financial viability of new product initiatives for TD Life Insurance Company.

Key responsibilities include:

Analyzing and monitoring product profitability to support pricing and business decisions.

Developing recommendations relating to domestic reinsurance arrangements.

Providing monthly premium and claims projections for creditor insurance products underwritten by third-party insurers.

Acting as an actuarial consultant to the various lines of businesses by assessing the impact of proposed product and process changes and providing financial insights to support decision-making.

JOB DESCRIPTION

The Actuarial Analyst will report directly to the Actuarial Specialist, Pricing, TD Life Insurance Company.

Key Accountabilities include (but not limited to):

Assist with preparation end of treaty reinsurance true up packages.

Assist with preparation of reinsurance treaty yearly renewal packages.

Support the Actuary on claims experience analyses & monitoring.

Assist with the review and update of business Policies and Procedures in accordance with review cycles.

Support the TDRB team with ad-hoc requests and other deliverables.

JOB REQUIREMENTS

Currently enrolled in an undergraduate degree in Actuarial Sciences, Risk Management, Finance, Accounting, Analytics, Data, Business/Commerce or related field.

Has passed at least 2 actuarial exams in the SOA/CIA track.

Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term.

Working knowledge of or willingness to learn Microsoft Outlook, Excel, Word, PowerPoint and collaborative software such as WebEx and MS Teams

Required Skills & Abilities:

Strong analytical and problem-solving skills

Excellent organizational skills and acute attention to detail

Ability to work as part of a team and/or independently

Effective written and verbal communication skills

ADDITIONAL INFORMATION

This position is a 4-month work term and will commence Jan 4th – April 23rd, 2027.

Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements

TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career