Intern - Enterprise Risk Management

Location: O'Fallon, MO

At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

Intern - Enterprise Risk Management

St. Louis, MO

Rate of Pay: $18 an hour

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

Position Summary

The Enterprise Risk Management Intern will provide assistance to the Enterprise Risk Management Department with recurring risk management responsibilities and special projects that support the Bank's operational risk framework, governance processes, and enterprise-wide risk reporting.

Primary Accountabilities

Assist with developing and updating enterprise process maps and risk and control documentation to strengthen the Bank's operational risk framework.

Support operational risk assessments and assist with analyzing Key Risk Indicators (KRIs), operational risk events, and related risk data.

Assist with enterprise risk reporting and governance documentation to support clear and consistent risk management practices.

Contribute to special projects related to governance, third-party risk, business continuity, process improvement, and change management.

Collaborate with Risk team members and business partners across the Bank to gain exposure to banking operations, internal controls, regulatory expectations, and enterprise risk management.

Perform other duties as assigned.

Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).

Position Qualifications

Education/Experience

The internship will run for Summer of 2027 beginning mid-May and ending early August.

Able to work a 40-hour work week, Monday-Friday, between 8 a.m. and 5 p.m.

Must reside local to the St. Louis, MO area and report to the St. Louis office.

Enrolled in a degree program with courses of study including Finance, Accounting, Business, Risk Management, Information Systems, or a related field at a college or university with at least 2 years completed.

Works well in team environment.

Proficient in Microsoft Excel and Teams.

Demonstrates ability to learn and use new software and programs.

Strong attention to detail and communication skills.

Interest in banking, enterprise risk management, internal controls, audit, or regulatory compliance is preferred.

Proficiency in using AI tools or chat models is preferred.

Competencies

Business insight

Cultivates innovation

Drives results

Makes sound decisions

Being a brand champion

Collaborates

Communicates effectively

Customer focus

Being Authentic

Emotional Intelligence

Self-development

Being flexible and adaptable

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [email protected].

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [email protected].

Midland States Bank may use automated tools and artificial intelligence (“AI”) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic.