Intern - Finance

Location: Effingham, IL

At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements.

Intern - Finance

Effingham, IL

Rate of Pay: $18 an hour

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident, and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

Position Summary

The Finance Intern will support the Accounting and Financial Planning & Analysis (FP&A) teams with recurring accounting and financial reporting activities, budgeting and forecasting support, and special projects that provide broad exposure to corporate finance within the banking industry.

Primary Accountabilities

Assist with daily accounting functions and account reconciliations.

Support month-end and quarter-end close activities.

Assist with budgeting and forecasting activities.

Participate in quarterly financial reporting processes.

Support finance-related system implementations and process improvement initiatives.

Complete special projects that provide value to the Finance department and exposure to multiple business functions while collaborating with the Accounting and FP&A teams.

Perform other duties as assigned.

Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA).

Position Qualifications

Education/Experience

The internship will run for Summer of 2027 beginning mid-May and ending early August.

Able to work a 40-hour work week, Monday-Friday, between 8 a.m. and 5 p.m.

Must reside local to the Effingham, IL area and report to the Effingham office.

Enrolled in an Accounting, Finance, or related business degree program at a college or university with at least 2 years completed.

Works well in team environment.

Excellent written and oral communication skills.

Demonstrates ability to learn and use new software and programs.

Strong analytical and problem-solving skills with attention to detail and a commitment to accuracy.

Strong organizational and time management skills with the ability to manage multiple priorities and meet deadlines.

Proficient in Microsoft Excel and other Microsoft Office applications.

Willingness to learn new systems and concepts and contribute in a collaborative team environment.

Competencies

Business insight

Cultivates innovation

Drives results

Makes sound decisions

Being a brand champion

Collaborates

Communicates effectively

Customer focus

Being Authentic

Emotional Intelligence

Self-development

Being flexible and adaptable

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [email protected].

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. We’re proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at [email protected].

Midland States Bank may use automated tools and artificial intelligence (“AI”) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic.