Strategic Insights and Business Optimization Intern / Co-Op (Winter 2027)

Location: Toronto, Ontario

Role Type: Internship/Co-op

Work Term: Winter/Term 2

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Pay Details: $45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

This role is designed to help you better understand the TD Insurance business, build on critical career skills, and broaden your professional network. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD. If you are interested in challenging and engaging work, where you will be able to make an impact on the lives of our customers and colleagues, this is the team for you.

Department Overview

TD Insurance is a part of TD Bank Group, one of Canada's largest financial institutions. The wide range of TD Insurance products help protect millions of clients from the ‘accidents of life’ including credit protection, life, health, travel, home and auto insurance.

In Canada, TD Insurance has two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, we are always growing and can help you to grow, too.

The Life & Health Insurance Strategic Insights and Business Optimization team is part of the Product and Pricing team and is responsible for discovery of industry and competitive insights, market share measurement, competitive media tracking, financial analysis, assistance with strategic planning and forward-thinking guidance across all Life & Health products.

Job Description

Reporting to the Sr. manager, you will support the Life & Health Insurance Strategic Insights and Business Optimization team across many areas of the team's responsibilities including the following:

Contribute to continuous competitive monitoring via conducting research and analysis on overall industry trends and individual companies, leveraging both internal and external sources of information like press releases, quarterly earnings reports, conferences, etc.

Develop competitor profiles that highlight strategy, strengths and weaknesses, key products, market share, and expected actions.

Contribute to developing specialized insights reporting presentations to support business strategy and decisions including competitive updates for investor relations, executive updates, etc.

Support the assessment of new opportunities and creating business cases

Assist with developing and launching monthly newsletters

Collaborate with multiple teams across TD including Product, Actuarial, Sales Distribution, and Marketing teams to support internal strategies development and initiatives

Present competitive findings to support a growth mindset within the organization.

Provide input into the continuous optimization of TDI Life & Health's processes

Assist with planning team meetings and events

Perform other duties as assigned by management

Job Requirements

Currently enrolled in a graduate degree in Business, Finance, or related field

Creative and curious thinker who is not afraid to challenge the status quo

Strong analytical skills and business acumen with a proven ability to conduct research on a variety of topics, analyze financial and non-financial information and synthesize information into clear and concise analysis and recommendations

Results-focused individual who can execute with excellence

Effective problem-solving skills and the ability to influence business partners

Strong communication and presentation skills (verbal and written)

Ability to work in a fast-paced environment and manage multiple deadlines and priorities

Desire to learn and grow

Demonstrated ability to focus and pay a lot of attention to detail

Contribution to a positive teamwork environment

Previous experience in Insurance and knowledge of the Life & Health insurances products would be an asset

Additional Information

This position is an 8-month work term and will commence January 4th, 2027

MBA / Graduate students preferred

Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).

We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.

TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is