Intern - Credit Risk Analyst

Location: Fort Worth, TX, United States Department: Temporary

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

Are you excited about innovation, entrepreneurship and solving complex business problems? Then we are looking for you!

About the role:

This role focuses on analyzing portfolio performance, validating data accuracy, and transforming business challenges into actionable, data-driven insights. The position partners closely with management and internal stakeholders to develop reports, support credit risk analysis, manage multiple projects, and present recommendations that drive informed business decisions.

In this role you will:

Employ best practices of data analysis and validation to ensure data results are accurate

Ability to coordinate and balance numerous tasks under pressure and meet deadlines

Ability to design and implement model documentation

Ability to identify and understand business issues and map these issues into quantitative questions

Ability to interact collaboratively with internal customers

Ability to work with minimal supervision

Capable of managing multiple and varied projects

Data analysis, good spreadsheet modeling, and credit risk techniques skills

Effective written and verbal presentation skills with an ability to communicate well with management

Work directly with internal customers (management) to create/adjust reports

Assist and Contribute to the portfolio performance reporting efforts on an auto finance portfolio

Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format

What makes You an ideal candidate?

Must be a current student pursuing a bachelor's degree or higher from an accredited college or university in Finance, Economics, Mathematics, Business, Business Analytics, Management Information Systems, or related with at least one semester remaining upon start of the internship.

Must possess a minimum of a 3.0 (out of a 4-point scale) overall GPA.

Strong written and verbal communication skills required. This incumbent will be required to give presentations and communicate with business leaders.

Strong analytical, quantitative, problem solving, and conceptual skills required.

Must be detail oriented and able to prioritize tasks to meet deadlines.

Must be able to work independently or in a team setting.

Previous internships are considered a plus

Additional Knowledge and Skills

Working effectively within an AI enabled environment:

Ability to use AI tools (e.g., Microsoft Copilot) to support daily work

Skills in evaluating AI outputs for accuracy, compliance, and bias

Experience integrating AI into workflows to improve efficiency or insights

Familiarity with AI assisted research, summarization, and content generation

Understanding of responsible AI use, including ethics and data protection

Our program offers

11 weeks of work experience (May 26, 2027 - August 6, 2027)

Executive and peer networking opportunities

Independent and team project experiences

Philanthropic activities

Career development

Opportunity to apply for full-time career positions

Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.

Compensation: Competitive pay

Work Life Balance: Flexible hybrid work environment, 2-days a week in office

GM FINANCIAL DOES NOT PROVIDE IMMIGRATION-RELATED SPONSORSHIP FOR THIS ROLE. THIS INCLUDES DIRECT COMPANY SPONSORSHIP, ENTRY OF GM FINANCIAL AS THE IMMIGRATION EMPLOYER OF RECORD ON A GOVERNMENT FORM, AND ANY WORK AUTHORIZATION REQUIRING A WRITTEN SUBMISSION OR OTHER IMMIGRATION SUPPORT FROM THE COMPANY (e.g., H1-B, OPT, STEM OPT, CPT, TN, J-1, etc.)

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